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Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Lending Genie - Always Ready to Help!
Amount
Upto 1 Lakhs
Int. Rate
From 2.00%
Tenure
Upto 60 M
Our Partner
Frequently Asked Questions
Q. What is Jinny24.com ?
Jinny24 is a digital platform providing accessible financial services to all. It leverages technology to offer customized financial products like Personal loans , Business Loan , Home Loan & Credit Cards through its lending partners . we have tie-up more than 100 + Banks and NBFCs.
Q. What are the features & benefits of Jinny24 digital lending platform ?
Jinny24.com is one of the most trusted online digital lending app in India. It offers the following features & benefits to customers through its partnerships with its lending partners-
- Flexible Terms – Instant collateral-free and online loans from Rs. 5,000 to Rs. 15,00,000 with flexible repayment options that can extend up to 5 years.
- Affordable Rates – Economical interest rates that are easy on your pocket starting at just 9% per annum.
- Quick Eligibility Check – Skip the long queues and check your loan eligibility with us in just 2 minutes.
- Hassle-free Loans – From eligibility check and document verification to loan disbursement, the entire process is online, enabling you to apply for loans from the comfort of your home.
- Unique credit model – Our lending partners underwriting allows us to customize the loan offers based on your eligibility and individual requirements.
- Quick Disbursement – The need for a loan arises at any time. To ensure your needs are met immediately, the loan amount is credited to your account within a few minutes.
- Minimal Documentation – Our documentation requirements involve your PAN, a clear selfie, and a mobile number linked to your Aadhaar. Additionally, depending on your profile we may sometimes request other documents.
Q. What are the documents required to apply for a loan ?
Here’s the list of documents you will need to apply for a loan on our app:
For Salaried Applicants:
- Identity Proof – Aadhaar/PAN Card
- Current Address Proof – If Aadhaar Card doesn’t feature your current address
- Bank Statement (Salary A/C) – Last 3 months’ statement with salary credits
For Self Employed Applicants:
- Identity Proof – Aadhaar/PAN Card
- Current Address Proof – If Aadhaar Card doesn’t feature your current address
- Income Tax Return Verification Form for the last 2 yearss
Please make sure that the documents listed above are valid at the time of submission of your loan application.
Also, if you are able to clear the E KYC process during your application flow, the document requirement will be minimal.
Q. Can I borrow any amount that I required up till Rs.10lakh ?
Our Digital Lending Partner provides the maximum amount you are eligible for, based on various parameters like your credit score, income, other loans, etc. You will not be able to borrow a higher amount than this amount for this time. But, if you show a consistent repayment record. You could become eligible for a higher amount next time.
Q. What is the minimum credit score requirement to avail the loan ?
The minimum credit score that our partners look for is a CIBIL score of 650.
Q. How Contact Jinny24 if I can face any issue with the website ?
For any service-related queries or feedback, please contact our customer support at Contact@Jinny24.com or 08006488006. Our support is available Monday to Saturday, from 9 AM to 6 PM, except on public holidays.
Customers wanting to file a complaint or report an issue can do so through the website. You will receive a response within 24 – 48 working hours.