Home Loan
Enjoy Lowest Rates on Home Loans!
Starting from 7.75% p.a.
Get approval in 24 hours*
Repayment up to 25 years*
0 Prepayment charges
Our partners
Enjoy instant approval & processing
JInny24 EMI Calculator for Home Loans
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Apply for home loan through JInny24 in 4 Steps
Step 1
Enter personal details & submit application
Step 2
Lending partner calls you to confirm details
Step 3
Site visit & in-person discussion
Step 4
Loan approval & Get funds disbursed!
List of documents needed
Proof of Income
Statement of primary bank account
Proof of permanent residence
Property documents
Latest Form 16
Advantages of taking a Home Loan through JInny24
Quick approval & processing
get ltv up to 90%
loan amount up to 50cr
Frequently Asked Questions
Q. Why should I choose Jinny24 for a Home Loan ?
Jinny24 is partnering with loans providers, such as Aditya Birla , HDFC Bank , Axis Bank , Poonawallah Housing & many more , to deliver tailor-made offerings exclusively for you.
Our loans come with unique benefits such as:
1. Low interest rate
2. Low minimum amount
3. High maximum amount
4. Easy prepayment terms, and
5. Fully digital platform to ensure a complete user-friendly experience .
Q. What are the factors determining my loan against property eligibility .
Here are some of the factors that determine your home loan eligibility:
Credit Score (minimum 700)
Income of all applicants
Primary applicant’s age (min 21 years and max 70 years)
Primary applicant’s occupation
Other obligations & existing EMIs
Additional sources of income, if any
Repayment Capacity
Current residential location
Location of the property