Loan Against Property
Get loan against residential or commercial property!
Interest rate starting 8.40%* p.a.
Get approval in 24 hours*
Repayment up to 25 years*
₹0 Prepayment charges
Our partners
Enjoy instant approval & processing
JInny24 EMI Calculator for Home Loans
**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.
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Apply for a Loan Against Property through JInny24 in 4 Steps
Step 1
Enter personal details & submit application
Step 2
Lending partner calls you to confirm details
Step 3
Site visit & in-person discussion
Step 4
Loan approval & Get funds disbursed!
List of documents needed
Proof of Income
Statement of primary bank account
Proof of permanent residence
Property documents
Latest Form 16
Why Choose JInny24 For a Loan against property
Quick approval & processing
Get ltv up to 90%
loan amount up to 50cr
Frequently Asked Questions
Q. What is Loan against Property and Why choose Jinny24 for availing loan against property ?
If you’re in immediate need of cash for personal or business needs, getting a loan against property can be a viable solution as it helps you liquidate your own property without having to sell it.
Jinny24 is partnering with loans providers, such as Aditya Birla , HDFC Bank , Axis Bank , Poonawallah Housing & many more , to deliver tailor-made offerings exclusively for you.
Our loans come with unique benefits such as:
1. Low interest rate
2. Low minimum amount
3. High maximum amount
4. Easy prepayment terms, and
5. Fully digital platform to ensure a complete user-friendly experience .
Q. what is the maximum loan amount I can get against my property ?
Q. What are the factors determining my loan against property eligibility .
Here are some of the factors that determine your home loan eligibility:
Credit Score (minimum 700)
Income of all applicants
Primary applicant’s age (min 21 years and max 70 years)
Primary applicant’s occupation
Other obligations & existing EMIs
Additional sources of income, if any
Repayment Capacity
Current residential location
Location of the property
Q. What can loan against Property be used for ?
Q. What is the maximum and minimum loan amount and tenure I can avail .
Loan Amount
1. Minimum: Rs.5 Lakhs
2. Maximum: Rs.3 Crores
Loan Tenure
1. Minimum: 3 years
2. Maximum: 30 years if you’re salaried & 20 years if you’re self-employed .